BFA Collective
Premium Execution System
90-DAY
WEALTH SPRINT
A focused execution system to increase income, reduce financial leaks, build assets, and create momentum — in 90 days.
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01
Section One
Starting Point Assessment
Your current numbers. This is your baseline — the before photo. Fill it in honestly.
◆ Current Wealth Baseline
02
Section Two
The Four Wealth Levers
Every wealth-building move falls into one of four levers. Set your priority for each — High, Medium, or Low — based on where you are right now.
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Increase Income
Raise, side hustle, business revenue, skills monetization
✂️
Reduce Expenses
Cut subscriptions, reduce lifestyle inflation, spending rules
🏗️
Build Assets
Investing, real estate, digital products, business equity
⚡
Eliminate Debt
High-interest payoff, debt snowball, credit optimization
03
Week One
Foundation Tasks
Before you sprint, you build the foundation. Complete these in your first week. They determine how well everything else works.
✓
Track every dollar spent this week✓
List every debt — name, balance, interest rate✓
Calculate your current net worth✓
Open a dedicated savings account✓
Review and cancel unnecessary subscriptions✓
Set a specific 90-day wealth target✓
Schedule a weekly money review (pick a day, block it)
04
Income Sprint
Increase Your Income
The fastest lever. Check every action you complete or commit to completing this sprint.
✓
Research your market rate and ask for a raise✓
Apply for higher-paying opportunities✓
Launch or validate a side hustle✓
Sell unused items (target: $200+ this month)✓
Create a digital product or paid offer✓
Offer a freelance or consulting service✓
Invest in a high-value professional skill✓
Grow or optimize existing business revenue
Projected Annual Impact
Income Sprint Progress
0%
05
Expense Sprint
Cut the Leaks
Every dollar you stop leaking is a dollar you can deploy into wealth-building. Check what you've completed.
✓
Cancel every subscription you don't actively use✓
Reduce eating out by 50% this month✓
Identify and reduce your top impulse spending trigger✓
Negotiate at least one recurring bill (insurance, phone, internet)✓
Audit and lower recurring expenses✓
Create a spending rule (e.g. 24-hour rule on purchases over $50)✓
Automate savings so it leaves before you can spend it
Projected Annual Savings
Expense Sprint Progress
0%
06
Asset Sprint
Build Assets
Assets are the only path to financial independence. Check every ownership move you make this sprint.
✓
Open a brokerage or investment account✓
Make your first investment (even $100)✓
Increase retirement account contributions✓
Purchase or create an income-producing asset✓
Build a business asset (product, system, content)✓
Fully fund or grow your emergency fund✓
Study one investment strategy in depth
07
Debt Sprint
Eliminate Debt
High-interest debt destroys wealth silently. Every dollar you eliminate is a guaranteed return.
✓
List every debt with balance and interest rate✓
Identify your highest-interest debt✓
Create a written debt payoff plan✓
Make at least one extra payment this sprint✓
Reduce credit utilization below 30%✓
Eliminate at least one debt completely
Projected Interest Savings
08
30-Day Checkpoint
First Month Review
You've had 30 days. Be honest with yourself. This review determines how the next 60 go.
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Complete the fields above
Overall sprint progress at 30 days. Based on checklist completion across all sections.
09
60-Day Checkpoint
Midpoint Assessment
You're two-thirds through. The momentum you've built here is what finishes the sprint strong.
—%
Complete the fields above
Overall sprint progress at 60 days. Based on checklist completion across all sections.
10
Final Results
90-Day Sprint Results
Fill in your final numbers. This is the after photo — compare it to your baseline in Section 1.
11
Wealth Scoreboard
Sprint Achievement Level
Your score is calculated from checklist completion across all four sprint sections.
🏁
Not Started
Complete the sprint checklists to unlock your achievement level.
12
The Next Sprint
Plan Your Next 90 Days
The sprint never ends. Use this to plan the next cycle before the momentum from this one fades.
The 90-Day Rule
Most people overestimate what they can do in a week.
They underestimate what they can do in 90 days.
Small actions repeated consistently create wealth.
The goal is not perfection.
The goal is momentum.
Every day you execute is a day your future self
gets closer.
13
Your Report
Generate My Wealth Sprint Report
Complete all sections, then generate your full sprint report. Save it. Share it. Start the next sprint.
◆ Next Recommended Move
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